The Long Term Care Guy

Having Difficulty Collecting On A Long-Term Care Insurance Policy?

Perhaps I can assist.  Most  policies that cover LTC are very similar in how one qualifies for benefits, either needing help with 2 activities of daily living, or having a cognitive impairment. Lets start with the activities of daily living (ADL’s) trigger.  Typically the requirement is that you need help with two out of six; […]