Do I need Help, or Am I Okay On My Own Yet?
A few days ago I got a call from an elderly client who had purchased long-term care (LTC) insurance many years ago. The client wanted to know what type of care it would pay for if they needed help. I inquired about health and ability to do everyday things around the house and received a […]
Medicare & Medicaid, What’s The Difference?
I was asked this question at a seminar recently, and thought a good definition of each might be of value. Medicare is health insurance at age 65. To qualify you must have paid income and Social Security taxes for at least 40 quarters (10 years). Medicare pays for doctor and hospital care, fixing us when […]
