Day: October 17, 2017

Using Home Equity to Fund Long-Term Care

You can use your home to stay at home, or to pay for care so you can go to the facility YOU prefer. But first, why might you not be allowed to go to the facility you prefer?  Long-term care (LTC) facilities need to charge for the care they provide.  Their staff costs are significant […]

Do You Have Questions On How to Deal With Long-Term Care?

Many people do. Why can’t Grandpa give us the farm?  Can Grandma keep her life insurance?  Doesn’t Medicare pay for the first 90 days in a nursing home?  Can I give my care to my grandchild?  Can my parents pay me to care for them?  If I care for my parents, must I pay income […]

Inexpensive Insurance That Pays For Care in Your Own Home

Home care insurance that almost anyone can get. You’ve surely heard how expensive and difficult to get long-term care insurance can be. Now we have something new. It pays for care in your own home (where you want to be anyway).  It has only one health question – if your family were to all go […]

Will You Burden Your Children to Pay for Your Funeral?

Nobody intends to leave their funeral bill for their children, you probably have some life insurance and you certainly have money that can pay this bill. The problem is that things change and are often out of your control.  Your health changes and suddenly you find yourself needing money to pay for long-term care, lots […]